Personal finance,
built for mobile money.
Import MTN MoMo, Airtel Money & bank SMS. Budget, save, send — with AI when you want it.
Everything you need.
Nothing you don't.
Automatic Import
MTN MoMo, Airtel Money & bank SMS.
Send Money
No USSD codes to memorize.
Budgets
Know where your money goes.
Goals
Save for what matters.
Funds
Giving, family, community.
Financial AI
Ask. Understand. Automate.
Budgets
Budget the way you think.
- Budget groups
- Monthly planning
- Spending analysis
Import
It imports itself.
- MTN MoMo & Airtel Money
- Bank SMS
- Automatic categories
Goals & Funds
Save with purpose.
- Goals with targets
- Ongoing funds
- Progress forecasts
Yabike AI
Ask your money anything.
Analyst
Why am I over budget?
What changed this month?
Can I afford this goal?
Agent
Create a budget.
Categorize my transactions.
Help me save money.
Watcher
Spending changes.
A goal falls behind.
Your budget is at risk.
Why am I over budget?
Your school payment of RWF 440,000 wasn't assigned to a budget category.
Your money.
Your data.
Your device.
Local first
Your data stays on your device.
Offline first
Works without internet.
Optional AI
On only when you want it.
Simple pricing.
Free forever. AI when you need it.
Free
RWF 0/forever
- Transactions & imports
- Send money
- Budgets, goals & funds
- Notifications
- Backup & insights
14-day free trial
Yabike AI
RWF 3,000/month
- Everything in Free
- Analyst, Agent & Watcher
- MTN MoMo & Airtel payments included
Questions
Does Yabike require internet?
No.
Do I need an account?
No.
Is AI required?
No.
Can I import MTN MoMo, Airtel Money and bank SMS?
Yes.
Is my data stored in the cloud?
Only if you back it up.